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What Is Pension Maximization?

An individualized approach to pension planning. You take charge, and receive similar, but often greater and more flexible benefits. This is done through a specially constructed life insurance approach in conjunction with your retirement plan, thereby building on the strength of each.

The objective is not, initially, to have greater monthly cash flow (though you may). The objectives usually reflect your answers to the questions in What Is Important To You?. The long-term result is the conversion of your pension survivor benefit costs into equity in the form of life insurance cash values, or into asset perpetuation when the equivalent value of the retirement pension is paid in the form of a life insurance benefit. In this way, "you and yours" receive value equal to or greater than your retirement system's promise to pay. MaxPensions.com

 
 
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